Leave What You Want, To Whom You Want

With Minimum Taxes And Maximum Control

A financial plan is the first key to creating a worry-free retirement.  It can also lead to financial freedom before retirement.  A financial plan will organize, evaluate, and utilize your financial resources to help you define and achieve your life goals.  

At Packard Advisory, we analyze your investments against thousands of market scenarios to ensure you have the greatest possibility of success.  Together, we will develop a plan to help you live your dreams. 

Creating a plan isn’t enough because life changes.  Goals and dreams, financial needs and health, families and beneficiaries all change with time.  Financial plans need to be flexible and reviewed on an annual basis to keep up to date with your changing world.  Each year we will review your financial plan together, making the necessary adjustments and recommendations. You can leave worry-free knowing you are prepared to meet the future.

Our plans include:

Cash Flow Analysis - Discover where your dollars are going so you can reduce debt, increase savings, and plan a financial budget.

Personal Net-Worth Analysis - Determine what you own vs. what you owe, giving you a benchmark for
measuring progress towards your financial goals.

Education Planning - Enjoy the tax benefits of educational savings plans (such as the 529 plan) to help pay for the education of your children or grandchildren.

Retirement Projections and Planning - Know your retirement resources and plan to create income to last a lifetime.

Strategic Investment Planning - Not all investments are alike.  A balanced portfolio using the right investments for the right reasons reduces unwanted risk and maximizes success.

Insurance Needs Analysis - Many people have been oversold insurance while others are dangerously underinsured.  The chance of incurring a period of disability is higher today than ever before. Worry-free means knowing you are prepared for life’s events at the lowest cost.

Estate Planning - Preserve your assets.  Don’t let Uncle Sam become your largest heir.  Plan for your wealth to become a gift and a legacy for your family.

Legacy Planning - Even with an Estate Plan, over 90% of a family’s wealth can be depleted by the time the assets reach the 3rd generation.  Learn how you can preserve both your financial and non-financial assets to create a true lasting legacy.